Set up payment methods

Who is this article for?

• Gegsy merchants who want to control which payment methods customers can use to check out.
• Anyone managing fraud protection and payment risk on their store.

About payment methods

The Payment Methods page is where you decide how customers pay you and how Gegsy guards those payments against fraud. From one screen you can choose whether customers can pay with Apple Pay and Google Pay, turn on Cash App for your web storefront, accept gift cards at checkout, and set the protection options that guard your checkout.

Payments are processed through Square, which Gegsy connects to during setup. Square handles the card authorization and capture behind the scenes, and the protection options on this page tell Gegsy how cautious to be with a payment before it is taken.

Before you begin

• This page is available on all plans.
• Access is gated by the Payment Methods permission. Account owners have it by default and can grant it to employees.
• Your store must be connected to Square. Square is the payment processor that authorizes and captures every transaction.

Open Payment Methods

Go to Payments → Payment Methods (https://app.gegsy.com/operations/payment-methods).

The page is organized into six cards. Make your changes, then select Save changes at the bottom to apply them.

Choose which digital wallets customers can use

The Payment Methods card controls Apple Pay and Google Pay in your mobile app and online store. The helper text reads: Choose which digital wallets customers can pay with in your mobile app and online store.

• Apple Pay — shown on iPhone, iPad and Safari when the customer has Apple Pay set up.
• Google Pay — shown on Android phones and in Chrome when the customer has Google Pay set up.

Both are on by default. Turn one off and customers no longer see it at checkout, or when they buy a gift card or add funds to their store card. Customers can always pay with a debit or credit card.

Let customers save cards

The Saved cards card controls whether customers can keep a card on file for faster checkout in your mobile app and online store. It's on by default.

Turn off Let customers save cards and customers can't add cards to their wallet or pay with a saved card. They enter their card each time. Cards customers already saved stay on file with Square and come back if you turn the setting on again.

Set your payment protection level

The Payment Risk Tolerance card decides how cautious Gegsy is with a payment before it is taken. Pick the option that suits your store from the choices shown on the card — they run from more protective to more permissive, and the recommended one is marked.

A more protective setting turns away more of what it considers suspicious, and may occasionally turn away an order you would have wanted. Most stores should keep the recommended option, and only move away from it if you are seeing a problem it does not catch or legitimate orders it does.

If you are unsure which to pick, leave it on the recommendation and review the Declined Payments page after a week of trading.

Accept Cash App on your web storefront

The Cash App card carries a Web storefront only badge. The helper text reads: Accept Cash App on your web storefront at checkout — customers are redirected to Cash App to confirm. Not available in the iOS or Android app, which use Apple Pay, Google Pay, and cards.

Cash App is off by default. Turn on Accept Cash App to offer Cash App at web checkout. When a customer chooses it, they are redirected to Cash App to confirm the payment. This method does not appear in the iOS or Android apps.

While Accept Cash App is off, customers can't pay with Cash App at all. Cash App doesn't appear at checkout, and if a payment still comes through from Cash App, it's canceled before it's charged and the customer is asked to choose another payment method.

Accept gift cards at checkout

The Gift cards card lets customers pay with a gift card from your business. The helper text reads: Let customers pay with a gift card from your business in your mobile app and online store. If the gift card doesn't cover the whole order, they pay the rest with a card, Apple Pay or Google Pay.

Gift card payments are off by default. Turn on Accept gift cards at checkout to offer them. This switch only controls paying with gift cards; selling them is set up separately in Sell gift cards.

Below the switch, the card notes: On orders delivered by a courier, part of the total is always paid by card, because the courier is paid from that payment. For what customers see, delivery rules and refunds, see Accept gift cards at checkout.

Limit repeated failed payments

The Payment Attempt Limits card stops someone sitting on your checkout retrying payment after payment.

1. Turn on Enable attempt limits.
2. Enter your limit in the field shown. It accepts whole numbers only, and the on-screen helper text explains exactly what the number does.

We would rather not publish a suggested value here — a limit is only useful while the person it is aimed at does not know it. Pick something comfortably above what an honest customer would need in one sitting, and keep it to yourself.

Save your changes

Select Save changes to apply everything on the page. If attempt limits are on and the limit is missing or invalid, Gegsy prompts you to correct it before saving.